BharatNXT App Review |Interest Free |Rewards and Cashback

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BharatNXT App Review: BharatNXT’s Vision is to Be the preferred partner for SMEs on their journey to becoming large corporations for their Business Payments, Credit, Compliance, and Sourcing needs through Next Level Business Payment experiences.

Read More: CheQ App for Credit Card Payment: Earn Flat 1% Reward

BharatNXT App Review

Currently, BharatNXT App allows Credit Card Holders to consolidate and use their existing credit cards as a working capital facility to unlock up to 45-50 days of interest free credit, while earning Rewards and Cashbacks on business payments.

Also Read: Kiwi Credit Card Referral Code | Get Rs. 250 Cashback

It enables the entire backend technology rails to make B2B payments possible and deliver the best business payments experience to SMEs through our Mobile App.

BharatNXT App Download

Click here to download the App.

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BharatNXT Referral Code

App NameBharatNXT
BharatNXT Referral code8I66Y3B
App LinkBharatNXT
Sign up BonusUp to Rs 100
Referral BonusRs 250

Features of BharatNXT App (Review)

Upto 50 days of Free Credit

Pay Suppliers, GST, Rent, Utilities, and get 50 days of free credit.

Instant Access to capital

Unlock the unutilised limits in your credit cards instantly to make payments.

Interest Free

No additional charges, as long as you repay within the credit period.

Rewards and Cashback

Earn and get assured cashback for every transaction.

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BharatNXT App is safe or not.

BharatNXT App Review

BharatNXT App allows you to pay rent with your credit card! The App is compliant with RBI Guidelines. So, it’s completely safe!

•Quick 2-step onboarding

•Add beneficiary bank details

•Add your Credit Card

•Make Payment

It’s Safe, Simple and Secure!

BharatNXT App Review

BharatNXT App Review

•GST Payments like never before! Generate Challans and make GST payments using your credit card to avoid delays and late payment charges.

•BharatNXT App enables you to pay rent with your credit card!

•Seamless and Instant Card to Bank transfer app

•Make direct payments from your credit card to any UPI ID

•The App is compliant with RBI Guidelines. So, it’s completely safe!

• BharatNXT uses secured PCI-DSS compliant payment gateways with end-to-end tokenization.

•Pay your vendors with your credit card using BharatNXT App and avail Cash Discounts for making timely/early payments.

•If you are a merchant who does not have a POS, you can still accept payments through credit cards. Just ask the buyer to Download BharatNxt and pay. Accept credit card payments, never say NO!

•Earn credit card points, rewards, and assured cashback offered by BharatNXT on every transaction.

and as a sign-up bonus.

•BharatNXT App functions across India!

•We accept all credit card networks of Visa, Rupay, and Mastercard.

•Join our special club to be an exclusive member and win exciting gifts and surprises from us!

BharatNXT App Refer and Earn

1) Open your BharatNXT app and log in with an existing account.

2) Then, tap on the profile icon from the left above the page, and a list bar will be opened.

BharatNXT refer and earn

3) Click on the invite friends / refer & earn tab to visit there.

4) You must generate a BharatNXT referral link, and the code is automatically copied.

5) Share with every friend via social platforms.

Who is Owner of BharatNXT App Company

BharatNXT App Review

BharatNXT is owned and operated by FCAP Technologies Pvt Ltd, is backed by marquee investors and is a sister brand for Finovate Capital.

Finovate Capital is well regarded in Supply Chain Finance and has processed in excess of 24,000 SME Invoices.

Who is Founder of BharatNXT

Akshat is the Founder and CEO of BharatNXT, a Fintech platform that allows Businesses to pay almost anyone with their Credit Card, even if they(receiver) do not accept Credit Cards.

BharatNXT has a very simple pitch: Pay Vendor, GST, Utils, Rent, Tax & more only on BharatNXT.

Get 45-50 days of Credit. Earn Rewards and Cashbacks.

Akshat has been a serial entrepreneur having started and scaled Finovate Capital, a Supply Chain Financing Fintech and has taken Samsung Pay from an idea to being present in over 20 countries (including India) as a leading Mobile Payments app.

He has also worked in Supply Chain (i2, India), Banking (Credit Suisse, Singapore/London), Samsung (Corporate Strategy, New Business) for the chairman’s office in Korea HQ.

Akshat is also a keen Angel Investor and Leads the INSEAD Angels India.

BharatNXT App Customer Care Number


Mon – Fri: 10AM – 7PM

Vision of BharatNXT App

Having realized that the B2B credit card ecosystem cannot be built like the Retail Merchant ecosystem- by on-boarding each seller as a merchant, BharatNxt comes in to create the required Acceptance Mechanism to support the utilization on the cards.

BharatNXT have begun their journey by starting off with Vendor Payments on credit cards, Rentals (office, warehouse showrooms etc), Utility and GST Payments, and expect to move towards more end use-controlled use cases for SMEs focused on compliance spends.

BharatNXT Careers

BharatNXT App Review

At BharatNXT, growth is not just a buzzword—it’s ingrained in DNA.

They are dedicated to empowering the team members with the resources, mentorship, and opportunities they need to thrive both personally and professionally.

BharatNXT App Review

Address of BharatNXT Company

Corporate Address

Awfis Building, 10th Floor,
R City Offices, Lal Bahadur Shastri Rd,
Ghatkopar West, Mumbai, Maharashtra 400086

Registered Address

1412-A, Beverly Park 2, DLF Phase 2, MG Road, GURGAON, Gurgaon, haryana, India, 122002

FAQs Related to BharatNXT App

How do I make the payment?

Simply Log in or sign up, if you are a New User. Add your Credit Card Details and select your payment category. Make a payment to transfer funds to the Payee. It’s as simple as that.

What documents do I need to submit to be eligible?

None. Nothing. Nada. Zilch. Zero. That’s right. Download the app. Create your account, enter your Credit Card details and start making payments & transfers. No long list of documents.

Can I transfer Money to my own bank account?

No. We do not allow transfer of funds to your own bank account.

How long will the transfer usually take?

We support 2 modes of settlement cycles – Instant which settles the very same day and Classic, which settles on the next working day. You can choose any.

Is BharatNxt secure mode of payment?

Yes, BharatNXT is completely secure as all Financial Transactions are verified under PCI-DSS and SSL Technology.

Conclusion of BharatNXT App (Review)

BharatNXT App is a one-stop solution where your existing Credit card can solve all your business worries!

Businesses can now make payments directly into the payee bank account via credit card.

Earn attractive cashback on every transaction!

Paying with your credit card on BharatNXT gives you interest-free credit for up to 50 days.

Transacting regularly on BharatNXT enhances your credit limit and credit score.

BharatNXT enables you to make seamless and hassle-free payments for vendors, rent, salaries, GST, utilities, and other office expenses with your credit card.

Revolutionize the way you make business payments with BharatNXT!

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